Health insurance: the race against the clock

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There is still time for Congress to collect the pieces of the health system change to help stabilize it. The fate of the Low Price Health Care Act has not yet been determined. Meanwhile, people wait while paying extremely high premiums and have mountains of pocket bills on the kitchen table. Where is the affordability of the Low Price Health Care Act?

Tick ‚Äč‚ÄčTock for insurance companies too. They are under a timeline for submission dates this summer. Insurance companies have time to decide whether they will continue to offer ACA plans or not. With the withdrawal of ACA plans, things will begin to recede before the law is signed. This time capsule can be good for many.

Insurance companies can start evaluating health conditions. Don’t panic yet! Years ago, the only problem with the pre-existing conditions was not & # 39; if & # 39; An insurance company would take you, but which one. Each insurance company had personalities for health conditions. The fact that a reputable insurance company rejected someone does not mean that they cannot obtain health insurance from another company. Insurance brokers only had to match the personality with the insurance company. It’s as simple as that.

If nothing happens at the end of March, we could be moving towards further increases in health plans in 2019. This is terrible news for people on the verge of losing their health insurance due to cost. Not everyone does well enough to pay their health insurance without any problems, and many more do not qualify for any government subsidy for premiums.

The governors of Alaska, Ohio, Colorado, Pennsylvania and Nevada came up with “A bipartisan plan to improve the performance of our nation’s health system.” It brings together a high level overview of what some changes should occur. It does not become specific enough to make a difference. Maybe it’s too early at this point. However, the insured need some answers, and proof that something will change and benefit them.

The collective action of 20 US states. UU. He recently sued the federal government claiming that the law was no longer constitutional after the repeal of the individual mandate as of 2019. Individuals and families who do not have ACA coverage will no longer be fined with a tax fine in 2019. The individual mandate It was the rule that determined the Supreme Court in 2012 saying it was constitutional as a tax sanction.

The future of the law and health plans have not yet been determined. Since 2014, it seems that most policies are changing every year. Each year, premiums increase and policies cover less. At what point is the breaking point? With this race against the clock, we will have to wait until the clock stops to know if we have a real change.

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